Terms and Conditions of Use

Effective Date: July 25, 2025

1. Introduction & Acceptance

Welcome to Cara Currey, LLC. Your use of this Website and its Services means you legally agree to these Terms and Conditions of Use ("Terms"). These Terms outline our mutual rights and responsibilities.

By using the Website, you confirm you're able to enter contracts and have read, understood, and agree to these Terms, our Privacy Policy, Cookie Policy, all disclaimers (including Spiritual and Medical), and other policies. If you don't agree, you must stop using the Website immediately.

Cara Currey, LLC can modify these Terms anytime without notice. Changes will be posted here with an updated "Effective Date." Your continued use after changes means you accept them.

2. Disclaimer Regarding Services & Information

All information and energy services from Cara Currey, LLC are for spiritual self-help, personal growth, education, and general information only.

Our offerings are NOT a substitute for professional advice from licensed professionals, including:

Medical & Healthcare: Not medical advice, diagnosis, or treatment. Consult a qualified medical professional for health concerns. Never delay seeking professional medical advice because of information from us.
Psychological/Psychiatric Counseling: Not mental health therapy. Consult licensed mental health professionals.
Legal, Financial, or Other Specialized Advice: Not legal or financial advice. Consult licensed attorneys or financial advisors.

Cara Currey, LLC doesn't guarantee specific outcomes or results from our Services. Energy Services are subjective, and individual experiences vary. Testimonials are not guarantees.

By using this Website and Services, you acknowledge your participation is voluntary and at your sole risk. You are fully responsible for decisions and actions based on our information/Services.

You agree to indemnify Cara Currey, LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, and expenses (including legal fees) arising from your use of the Website, Services, reliance on information, or breach of these Terms. This indemnification survives termination.

3. Intellectual Property Rights & Usage

All Website content (text, graphics, images, logos, software – "Content") is the exclusive intellectual property of Cara Currey, LLC or its licensors, protected by law. All rights are reserved.

You get a limited, non-exclusive, revocable, personal, non-transferable license to access and print a single copy of Content only for your personal, non-commercial, informational use.

This license strictly prohibits any unauthorized copying, modification, distribution, display, publication, licensing, creating derivative works from, sale, or commercial use of Content without Cara Currey, LLC's prior written consent.

Don't bypass security features or use automated tools (like robots, scrapers) to collect Content without permission. Unauthorized use violates intellectual property laws and can incur penalties. Cara Currey, LLC will fully enforce its rights.

4. Third-Party Links

This Website may have links to external websites or services ("Third-Party Links").

Cara Currey, LLC doesn't own, control, endorse, or take responsibility for their content, accuracy, privacy, or availability. These links are for convenience and don't imply affiliation or endorsement.

Your access to Third-Party Links is at your own risk. Review their terms and privacy policies. We aren't liable for any loss from using or relying on such links.

5. User Comments & Interactive Features (Future)

In Regards to public commenting. Cara Currey, LLC may add interactive features later (e.g., testimonials, forums).

If implemented, Cara Currey, LLC won't pre-screen User Content. User Content reflects only the user's views, not ours.

However, Cara Currey, LLC can review, remove, or restrict access to any User Content deemed offensive, harmful, infringing, or inappropriate, at its sole discretion.

By submitting User Content in the future, you grant Cara Currey, LLC a non-exclusive, royalty-free, perpetual, worldwide license to use, reproduce, modify, publish, and display it in any media. You warrant you own the rights to your content and its use doesn't violate these Terms or third-party rights.

6. Energy Services Terms

All Services from Cara Currey, LLC are offered "as-is" and "as available," without any warranties. We disclaim all implied warranties, including merchantability and fitness for a particular purpose.

Cara Currey, LLC doesn't guarantee specific outcomes or improvements from Services. Effectiveness is subjective and depends on many individual factors. Our Services are for personal development, not substitutes for medical or psychological treatments, diagnoses, or cures.

Appointment Booking & Attendance:

Non-Refundable Sessions: Once booked and paid, session fees are generally non-refundable.
Rescheduling: You can reschedule with 24 hours' advance notice via designated channels, subject to availability and possible fees.
Cancellation/No-Show: If you cancel with less than 24 hours' notice, or "no-show," you forfeit the entire session fee. No refunds or standard rescheduling for forfeited sessions. Exceptions are at our discretion.
Service Modifications: Cara Currey, LLC can modify or discontinue any Service aspect at any time without notice (e.g., content, duration, pricing).

7. Limitation of Liability & General Provisions

To the maximum extent permitted by law, Cara Currey, LLC, its owners, officers, directors, employees, or agents are not liable for any indirect, special, or consequential loss or damage from using this website.

Indemnification: You agree to indemnify Cara Currey and Cara Currey, LLC from any liabilities, costs, damages, and expenses arising from your breach of these Terms.

Severability: If any Term provision is unenforceable, the rest remain valid.

Variation of Terms: Cara Currey, LLC may revise these Terms anytime; review them regularly.

Governing Law & Jurisdiction: These Terms are governed by Washington, U.S.A. law. Disputes are resolved in Washington, U.S.A. state and federal courts.

II. Privacy Policy

Last Updated: July 25, 2025

1. Information We Collect

We collect various information based on your interaction with our Website and Services:

Personal Contact: Name, email, phone, billing address. Collected when you create an account, schedule, contact us, or subscribe.
Voluntary Submissions: Any details you input into forms or scheduling tools.
Billing & Transactional: Payment info (processed by third-party gateways; we don't store full credit card details), billing address, purchase records.
Technical & Usage Data: Automatically collected when you visit. Includes:
- IP Address, Browser/Device Info, Operating System.
- Referring/Exit Pages, Date/Time Stamps.
- Cookies & Tracking: (See Cookie Policy) Collects Browse activity to enhance experience, analyze traffic, and personalize content.

2. How We Use Your Information

We use collected information for:

Responding to Inquiries & Support: Answering questions, troubleshooting, providing assistance.
Scheduling & Managing Appointments: Booking, sending confirmations/reminders, managing changes.
Processing Payments: Securely handling transactions.
Communications: Sending essential service-related updates (confirmations, instructions) and, with your consent, promotional emails/newsletters (opt-out always available).
Improving Website & User Experience: Analyzing data to optimize design, navigation, and functionality.
Personalizing Your Experience: Using cookies to remember preferences and tailor content.
Ensuring Security & Preventing Fraud: Monitoring for suspicious activity, detecting fraud, maintaining platform integrity.
Complying with Legal Obligations: Disclosing information when legally required (e.g., subpoena) or to protect our rights/safety.
Internal Analysis: Aggregating and anonymizing data for research and service improvement.

3. How We Share Your Information

We do not sell, rent, or trade your personal information for direct marketing. We share information only in limited circumstances:

Service Providers: Trusted third parties (payment processors, hosting, email marketing, analytics) who process data on our behalf, under strict contractual obligations.
Legal Requirements & Protection: If required by law, subpoena, or to protect our/others' rights, property, or safety (e.g., fraud investigation).
Business Transfers: In case of merger, acquisition, or asset sale, your information may transfer as part of assets. We will notify you of such changes.
With Your Consent: For purposes not in this policy, only with your explicit consent.

4. Data Security & Retention

We use robust technical, administrative, and physical security measures (e.g., SSL) to protect your personal information. However, no method is 100% secure. You accept these inherent risks.

We retain your information only as long as necessary for its collected purpose, including legal, accounting, or reporting needs. Data is securely deleted or anonymized when no longer needed.

5. Your Data Protection Rights

You may have rights regarding your personal data based on your location:

Access: Get a copy of your data.
Rectification/Correction: Correct inaccurate/incomplete data.
Erasure ("Right to Be Forgotten"): Request data deletion under certain conditions.
Restrict Processing: Request processing restriction under certain conditions.
Object to Processing: Object to processing (e.g., for direct marketing).
Data Portability: Request data transfer to another organization or to you.
Withdraw Consent: Withdraw consent at any time (doesn't affect prior lawful processing).

Contact us at info@resonancereturns.com to exercise these rights. We'll verify your identity and respond as required by law.

6. Children's Privacy

Our Website and Services are not for children under 13. We do not knowingly collect personal information from children under 13 without verifiable parental consent. If we learn we have, we'll immediately delete it.

Parents/guardians of children under 13 can review their child's data, request deletion, and refuse further collection. Contact Contact Us: Resonance Returns 23901 Witte Road SE, Maple Valley, WA 98038 Email: info@resonancereturns.com.

7. Changes & Contact

We may update this Privacy Policy anytime; changes will be posted with an updated "Last Updated" date. Your continued use signifies acceptance.

III. Cookie Policy

Effective Date: July 25, 2025

1. What Are Cookies?

Cookies are small text files placed on your device when you visit a website. They help websites work efficiently and remember your preferences.

2. How We Use Cookies

We use cookies for:

Essential: Necessary for Website operation (security, accessibility).
Analytical/Performance: Help us understand user interaction, improve performance (e.g., Google Analytics).
Functionality: Remember your choices (e.g., language) for personalized features.
Advertising/Targeting: Deliver relevant ads, limit ad frequency, measure ad effectiveness.

3. Third-Party Cookies

We may use third-party cookies (e.g., Google Analytics, social media platforms) for usage statistics and advertising.

4. Your Cookie Choices

You can accept or decline cookies. Most browsers accept them by default, but you can change settings to decline. Disabling cookies may affect Website functionality. Some third-party cookies allow direct opt-outs.

5. Changes & Contact

We may update this Cookie Policy; the "Effective Date" will show the last revision. Review periodically.

IV. Child Privacy & Protection Policy

Effective Date: July 25, 2025

1. Our Children's Privacy Policy

Cara Currey, LLC is committed to protecting children's privacy. Our Website and Services are not for children under 13. We do not knowingly collect personal information from children under 13 without verifiable parental consent. If we do, we will immediately delete it.

2. Information Not Collected from Children

We avoid collecting personal information from children under 13, including names, addresses, emails, photos, or geolocation.

3. Parental Consent (Rare Circumstances)

If we ever introduce services for children under 13, we would obtain verifiable parental consent before collecting their data, strictly following COPPA guidelines. This includes clear notice to parents, robust consent methods, and parental review rights (to review, delete, or prevent further collection).

4. Protecting Children's Safety

We ensure Website content is general audience appropriate and encourage parents to monitor children's online activity and use parental control tools.

5. Contact Us Regarding Children's Privacy

If you believe we've collected child data without consent, or as a parent, wish to manage your child's information, contact us immediately:

Cara Currey, LLC [Insert Mailing Address] Email: [Insert Contact Email]

V. GDPR

Effective Date: July 25, 2025

1. GDPR Compliance (EEA & UK Residents)

If you're in the EEA or UK, GDPR gives you rights. Cara Currey, LLC is a data controller.

Legal Basis for Processing: We process data based on:

Contract Performance: To provide Services you booked.
Legitimate Interests: Improving Website, security, direct marketing (where allowed).
Consent: For marketing, you can withdraw anytime.
Legal Obligation: To comply with law (e.g., tax).

Your GDPR Rights: (In addition to general rights in Privacy Policy II.5)

Data Portability: Receive your data in a usable format and transmit it elsewhere.
Object to Automated Decisions/Profiling: Not be subject to solely automated decisions (we don't currently do this).
Lodge a Complaint: With a supervisory authority if you think we violate GDPR.

International Data Transfers: Your data may transfer to the U.S. (where we operate). We use appropriate safeguards (e.g., standard contractual clauses) to protect your data.

VI. California Consumer Protection Info

Effective Date: July 25, 2025

1. CCPA/CPRA Compliance (California Residents)

If you're a California resident, CCPA/CPRA gives you rights.

Collected & Disclosed Info (Past 12 months): We may have collected/disclosed:

Identifiers: Name, email, IP address.
Commercial Info: Purchase records.
Internet Activity: Browse history, Website interaction.

Your California Rights: (In addition to general rights in Privacy Policy II.5)

Right to Know: What personal info we collected, sources, business purpose, and third parties shared with.
Right to Delete: Request deletion, with exceptions.
Right to Opt-Out of Sale/Sharing: We do not sell or share personal information for cross-context behavioral advertising, so no opt-out is offered for these activities.
Non-Discrimination: Not treated differently for exercising rights.
Correct Inaccurate Info: Request correction of inaccurate data.
Limit Use of Sensitive Info: We don't intentionally collect sensitive personal info as defined by CCPA/CPRA.

Exercising California Rights: Contact [Insert Contact Email] for Right to Know, Delete, or Correct. You can use an authorized agent. We'll verify your identity.

3. Contact Us

For GDPR/CCPA/CPRA questions or to exercise rights:

Cara Currey, LLC [Insert Mailing Address] Email: [Insert Contact Email]